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Law Journal

Ohio’s Proposed Debt Settlement Legislation Bad Policy for Ohio’s Consumers

July 2013

Recently, Representative Lou Terhar introduced HB 173 in the Ohio House. The bill purports “to regulate the for-profit debt settlement industry in Ohio.” Although this industry needs significant regulatory reforms, the proposed modifications of state law would offer mostly redundant regulation while removing fees caps that protect Ohio’ s citizens. The bill that would emerge […]

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Ohio At A Cross Roads: Medicaid Expansion

April 2013

Ohio At A Cross Roads: Medicaid Expansion The Ohio General Assembly and Governor Kasich are at odds over Medicaid expansion as anticipated by the Affordable Care Act. The Governor, a conservative Republican, included a Medicaid expansion in the state budget for all Ohioans with incomes up to 138% of the federal poverty level. This is […]

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Testimony to Joint Senate School Safety Subcommittee: Creating a Positive School Climate and Eliminating Harsh Zero Tolerance Policies Improve School Safety

March 2013

The following is written testimony submitted by Ohio Poverty Law Center staff attorney Sarah Biehl at the Joint Senate School Safety Committee hearing at the Ohio Statehouse on March 12, 2013: Senator LaRose, Senator Lehner, members of the School Safety Subcommittee, thank you for the opportunity to testify today on the subject of school safety.  […]

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Robo-signing as a Business Practice

January 2013

Robo-signer: Sounds like a boring sci-fi movie that’s light on action. In reality, it’s a back-office system of quickly signing off on foreclosure documents like affidavits without actually doing what the affidavits say was done. Also known as cheating and lying. Tampa Bay Times, Dec. 26, 2010 Robo-signing, as a common practice in the financial […]

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OPLC Fights to Preserve Ohio Consumers’ Access to Landline Telephones

December 2012

This piece was written by OPLC Staff Attorney Joe Maskovyak. The legislature has adjourned for the 2011-12 term, and opponents of SB 271, including OPLC, can breathe a little easier knowing that SB 271 died a quiet death when this legislature adjourned for the final time.  The breathing will only be a little easier, since […]

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Down the Rabbit Hole with Payday Lending

October 2012

Those of you who read this blog have probably figured out that the continued existence of payday lending in the State of Ohio, despite legislative reforms in 2008, is a real sore point for me, and many other consumer advocates around the state.  I have likened the various iterations of payday loans to Hydra, the […]

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Invasion of the Body Attachments – No Wait – They Are Already Here

August 2012

I do not normally read the electronic version of the weekly ABA Journal, which shows up in my email periodically. But the August 24 addition caught my eye because I am a payday lending news junkie, and the teaser sucked me in with:  “Payday Lenders Using Courts to Create Modern-Day Debtors’ Prisons in Missouri, Critics […]

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How Not to Talk About Poverty

August 2012

How We Should Change Our Message and Language to Build a Movement to End Poverty Written By Melissa Salamon, Guest Blogger, OPLC Summer Intern, and 2L at The Ohio State University Moritz College of Law Our society continues to project an aura of negativity around the term poverty, but advocates are working hard to change […]

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